This is virtually identical to unemployment cover (but taken on its own will not cover redundancy or unemployment - see separate section). Accident & sickness cover aims to pay out if you are registered too ill to work. Some exceptions may apply.
With all the companies that mortgage2move advise, nothing is paid for the first 30 days of inability to work due to accident / sickness. A full months benefit (level of cover) is paid on day 31 and again every month for up to 12 months or until you can return to work. Full explanations will be given prior to any contract and again in the policy documents which we recommend that you read carefully.